Financial Information

New patients

Financial Information

We make dentistry affordable in various ways!


Our office staff can always help you with insurance claims and paperwork. We’ll work with your insurance provider to ensure you understand your benefits.

Affordable Payment Plans

Your smile is yours forever, and we want to make it as easy as possible to receive the best care whenever you need it.

Our practice accepts most major credit cards and insurance plans; plus, we offer affordable third-party financing options through CareCredit® or Cherry. With third-party financing, you can:

  • Start treatment immediately
  • Enjoy low monthly payments
  • Finance up to 100% of the treatment cost
  • Choose between several payment options
  • Pay no annual fees

In-Office Savings Plan

Zsambeky, Chaney, & Associates is proud to offer our patients a Membership Discount Plan, an exclusive program designed to enhance your dental experience. While this membership plan is not dental insurance, it does provide a range of valuable benefits, such as:

Basic Plan

  • Two (2) standard cleanings
  • Two (2) periodic exams
  • Two (2) cancer screenings
  • Two (2) fluoride treatments (adults and children)
  • Four (4) bitewing x-rays, plus three (3) additional anterior x-rays
  • 50% off Panorex, Full Mouth Series, CT scan, and all additional x-rays
  • 12% off Benefit Procedures (discount forfeited if paid with CareCredit or Wells Fargo Health A)
  • 50% off bleaching trays (refills not included)
  • 20% off additional standard cleanings
  • $500 off orthodontics - Invisalign
  • Free bleach touch-up kit or Clinpro Quarterly

The Periodontal Adult Plan – includes everything in the Basic Plan plus:

  • Four (4) perio cleanings replace the two (2) standard cleanings
  • Seven (7) bitewing x-rays replace the four (4) bitewing x-rays fee
  • Four (4) flouride treatments replace the two (2) flouride treatments
  • Two (2) cancer screenings

Throughout the plan period (12 months), you can take advantage of these benefits to maximize your oral health and well-being. Maintain uninterrupted access to the plan’s perks by renewing your membership upon receipt of the following year’s annual membership.

Our practice strives to provide transparent and convenient payment options, and therefore kindly request that payment for dental services be settled on the day of the service. Please remember that the benefits offered through our Membership Discount Plan cannot be combined with dental insurance plans, discounts, coupons, or interest-free financing programs such as Care Credit or Wells Fargo.

Please note that membership fees are non-refundable and non-negotiable. Additionally, any unused annual benefits will expire at the end of the membership year. It’s our commitment to provide exceptional care within the scope of dental services. As such, this membership cannot be used in conjunction with any third-party liability insurance such as home, auto, or workers’ compensation policies.

Rest assured that the benefits included in the Membership Discount Plan are exclusive to Zsambeky, Chaney, & Associates. They are non-transferable and cannot be applied to services provided by any other healthcare professional or facility. We are dedicated to delivering comprehensive dental care that prioritizes your needs and ensures a personalized experience tailored to you.

Please let us know if you have any questions about your insurance coverage or payment options. We are always looking for ways to help make your dental experience pleasant!

what our patients say

“I love this group of people. From the office staff to the medical staff - they are the best! Kind, gentle and up on the latest in dentistry. I highly recommend Zsambeky Chaney & Associates!”

- Ann F.

“Dentists and staff are always friendly and professional. The dental care I get here is superb. In over twenty years of being a patient, my experiences have always been great!”

- Lisa H.

“The best dental office in Concord, NC. If you plan to move here, choose this office. You won’t be disappointed. Dr. Zsambeky and his staff are the best!”

- Virginia C.

“This team keeps you laughing while they take care of your dental needs, which can sometimes be a dreaded experience. I am greeted by my first name when I enter and I don’t have to wait long in the lobby. The office staff helps me plan more complex visits in conjunction with my insurance and what is doable for me.”

- Derek F.


Your Perfect Dental Partner

Monday - Thursday: 7am-5pm
Friday: Appointment Only